— Bonnie C 

 Free
sinking fund fact sheet

A simple way to plan for expenses — without stress or debt

What a sinking fund actually is (in plain English)

When and why you should use sinking funds

Real-life examples for things like holidays, travel, cars, and home expenses

How to set one up — step by step

How sinking funds help you avoid debt before it happens

what you'll learn inside:

Feel blindsided by “expected” expenses

Want to stop relying on credit cards

Are building better budgeting habits

Want a more peaceful way to manage money

This is a calm, practical starting point if you:

A sinking fund is one of the most powerful (and overlooked) tools in personal finance — and this simple fact sheet shows you exactly how to use one.

Unexpected expenses aren’t the problem.

Unplanned expenses are.

Unexpected expenses aren’t the problem.

Unplanned expenses are.

A sinking fund is one of the most powerful (and overlooked) tools in personal finance — and this simple fact sheet shows you exactly how to use one.

Created by Jenna Dowell, Certified Master Financial Coach — built from real experience, not theory.